Credit, Loans and Lines
Business Credit Cards
The size of your business should never dictate the size of your dreams. As an avid supporter and backer of the Northern Virginia small business community we know how important credit plays in day-to-day operations. The Burke & Herbert Bank Business Credit Card* gives businesses an easy way to handle their everyday spending needs with the flexibility to be competitive. With a low introductory Annual Percentage Rate (APR)** for purchases and balance transfers and no annual fees, the Card offers unparalleled value.
Choose a Burke & Herbert Bank Business Rewards Credit Card* to gain the added benefit of rewards points that can be converted to cash, gift cards, merchandise and more.*** You'll earn 1 point for every $1 in net purchases and earn 1,000 bonus points the first time you use your card. Plus, you will have the convenience of being able to access and redeem points online at managemyrew.com. The Business Rewards Credit Card offers a low introductory APR for 6 months on purchases and balance transfers and a low annual fee of $35, waived for the first year.
No matter which card you choose, you also have the convenience of managing your account online at managemycreditcard.com. You also can access your Burke & Herbert Bank credit card balance, transaction and payment information by calling 1-877-881-6018.
Apply for a Business Credit Card or Business Rewards Credit Card by visiting a local Burke & Herbert Bank branch, or call us at 703-684-1655 to learn more.
* Subject to credit review and approval.
** Upon qualification. For the Business Credit Card, the introductory APR for purchases and balance transfers is 0% for the first 6 billing cycles. Thereafter, purchases and balance transfers will be subject to the APR for purchases and will be 9.24%. This APR will vary with the market based on the WSJ Prime Rate. There is no annual fee for the Business Credit Card.
For the Business Rewards Credit Card, the introductory APR for purchases and balance transfers is 0% for the first 6 billing cycles. Thereafter, purchases and balance transfers will be subject to the APR for purchases and will be 11.24%. This APR will vary with the market based on the WSJ Prime Rate. The annual fee for the Business Rewards Credit Card is $35 per card (First year: $0).
For Business and Business Rewards Credit Cards the APR for cash advances is the WSJ Prime Rate + 10.99%, (19.99% minimum, 24.99% maximum) (currently 19.99%). This APR will vary with the market based on the WSJ Prime Rate. The APR for Penalty is 23.99%.
There are no transaction fees for balance transfers. The fee for a cash advance will either be $5 or 3.5% of the amount of the cash advance, whichever is greater. For International Transactions, there is a fee of 3% of the transaction amount, applied in U.S. dollars. Penalty Fees of up to $35 apply for late payment.
Purchases are defined as the dollar value of goods and services purchased with the Card, minus any credits, returns or adjustments as reflected on the monthly statements. Purchases do not include annual fees (if any), late payment fees, over-limit fees, insurance charges, or card-related service charges. Purchases also do not include cash advances, PIN-based transactions, balance transfers, convenience checks, person-to-person money transfers, quasi-cash transactions (including the purchase of traveler's checks, foreign currency, or money orders), truck stop transactions, gaming transactions or currency purchases. See application for more details.
*** Available prizes and point levels are subject to change without notice. Full program details will be provided after your account is opened.
Cards are issued by Fifth Third Bank, pursuant to a license from Visa Incorporated. Visa® is a registered trademark of Visa Incorporated. Information contained in this Fifth Third Bank disclosure is accurate as of 4/25/2014 and is subject to change thereafter.