A digital investing service provides access to an online platform that enables you to begin investing for your future with the support of automated tools that build and manage your investment portfolio based on your goals, preferences and risk tolerance.
An investment portfolio is a collection of investments that may include stocks, bonds, Exchange Traded Funds, real estate holdings and more.
Diversification is a risk management strategy of combining a variety of investments within a portfolio. The rationale is that a portfolio containing a variety of different assets will, on average, yield higher long-term returns and lower the risk of any individual holding.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not provide absolute protection against market risk.
A fiduciary is a person or organization that acts on behalf of a client and is legally and ethically bound to act in the client’s best interest.
An exchange-traded fund is a type of fund that owns groups of assets like stocks or bonds and is designed to provide portfolio returns in line with a particular index, such as the S&P 500. ETFs can provide you a diversified portfolio and are traded like stocks, making it easier to take advantage of market changes and potential tax-saving opportunities.
An investment in exchange-traded funds (ETFs), structured as a mutual fund or unit investment trust, involves the risk of losing money. An investment in ETFs involves additional risks such as non-diversification, price volatility, competitive industry pressure, international political and economic developments, possible trading halts, and index tracking errors.
Rebalancing a portfolio is the process of buying and selling assets within a portfolio to ensure that the portfolio as a whole is still in line with the financial needs and goals of the investor.
Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure profit or protect against a loss.
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